Browsing Institutt for samfunnsøkonomi by Journals "Journal of Real Estate Research"
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Loan-to-Value Regulations on Mortgages and the Use and Refinancing of Unsecured
(Peer reviewed; Journal article, 2022)We study how loan-to-value (LTV) regulations on mortgages can change the use of unsecured debt and mortgage refinancing behaviors for households at or near the regulatory limits imposed. This study focuses on the differences ...