Blar i Institutt for samfunnsøkonomi på forfatter "Reite, Endre Jo"
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Loan-to-Value Regulations on Mortgages and the Use and Refinancing of Unsecured
Reite, Endre Jo; Prestmo, Joakim Blix; Oust, Are (Peer reviewed; Journal article, 2022)We study how loan-to-value (LTV) regulations on mortgages can change the use of unsecured debt and mortgage refinancing behaviors for households at or near the regulatory limits imposed. This study focuses on the differences ... -
Short-run Heterogeneity in Consumption Responses to Interest Rate Changes: An Approach Using Microdata from a Norwegian Bank
Gamrath, Tobias; Sand, Øystein (Master thesis, 2023)Husholdningenes kortsiktige konsumrespons ved renteendringer er lite utforsket i den eksisterende litteraturen. Ved å benytte administrativ data på boliglånskunder fra BN Bank, undersøker vi i denne masteroppgaven ... -
Short-run Heterogeneity in Consumption Responses to Interest Rate Changes: An Approach Using Microdata from a Norwegian Bank
Gamrath, Tobias; Sand, Øystein (Master thesis, 2023)Husholdningenes kortsiktige konsumrespons ved renteendringer er lite utforsket i den eksisterende litteraturen. Ved å benytte administrativ data på boliglånskunder fra BN Bank, undersøker vi i denne masteroppgaven ...