Blar i NTNU Open på forfatter "Keil, Jan"
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The demise of branch banking – Technology, consolidation, bank fragility
Keil, Jan; Ongena, Steven Roger Godelieve (Peer reviewed; Journal article, 2023)We study bank branching dynamics across 3,143 US counties and 26 years. During the last decade, banks closed their branches at an unprecedented rate. At its peak in 2009, there were 90,783 branches. By 2020, this number ...