Browsing NTNU Open by Author "De Lange, Petter Eilif"
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The Value of Open Banking Data for Application Credit Scoring: Case Study of a Norwegian Bank
Hjelkrem, Lars Ole; De Lange, Petter Eilif; Nesset, Erik (Peer reviewed; Journal article, 2022)Banks generally use credit scoring models to assess the creditworthiness of customers when they apply for loans or credit. These models perform significantly worse when used on potential new customers than existing customers, ...