Browsing Institutt for internasjonal forretningsdrift by Author "Prestmo, Joakim Blix"
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Loan-to-Value Regulations on Mortgages and the Use and Refinancing of Unsecured
Reite, Endre Jo; Prestmo, Joakim Blix; Oust, Are (Peer reviewed; Journal article, 2022)We study how loan-to-value (LTV) regulations on mortgages can change the use of unsecured debt and mortgage refinancing behaviors for households at or near the regulatory limits imposed. This study focuses on the differences ...